PoketWise Smart Pay allows you to spend/make purchases instantly and split your purchase into easy EMIs. With PoketWise Smart Pay, you can get a credit limit of up to ₹5 Lakhs and make purchases on our wide network of online and offline merchants.

1.How can I use PoketWise Smart Pay?

You can start using PoketWise Smart Pay by applying on the PoketWise app. Once approved, you can use your credit limit to make purchases across our merchant network and make EMI payments at your convenience.

2.What are the eligibility criteria for PoketWise Smart Pay?

Our eligibility criteria are as follows:
You must be salaried or self-employed
Your Monthly in-hand income should be ₹13,500 or more
Your Income should be received in a bank account
Your credit score should be 650 or more
Your age should be between 21 years and 57 years.